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Compare from a variety of different health insurance plans. Each plan has a variety of different benefits depending on your needs.

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Health insurance companies offer many different types of plans. Choose the plan that has the coverage you need for the right a price you can afford.

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Health Insurance Information

Many people don’t understand the benefits of health insurance or what a health insurance policy can provide for them. Most importantly, health insurance is there to protect your health and to provide financial assistance for your health care needs.  It allows you access to medical and emergency care that you might not be able to afford if you didn’t have insurance.

One concern that many people have is that they cannot afford health insurance. There are a large variety of health insurance plans available to consumers today, so it can be a challenge to determine which one is the best on for you. First, you need to evaluate your family's coverage needs. Do you want a plan that offers a copay for doctors’ visits? Do you want a plan that covers emergency care? How high of a deductible would you like? How much can you afford to pay each month for your premium?

Comparing health insurance plans is the easiest way to find the right coverage at a price you can afford. Each health insurance company offers many different types of health plans and coverage options. Take the time to compare quotes and research the policy that best fits your budget and coverage needs. Complete our short quote form above to receive free health insurance quotes and find the policy that is best for you.

Know Your Terms

Health Insurance 101

Benefit Package: A description of the services and other medical care that is covered by a health insurance plan.

Certificate of Coverage:  A document that describes the benefits, limitations and exclusions of coverage provided by a health insurance company.

Copay: A specific charge that your health insurance policy may require that you pay for a certain medical service.  For example, you may be required to pay a $30 copay to visit your physician when you are sick.

Deductible:  A set dollar amount that you may be required to pay out of pocket before your health insurance company begins to make payments for claims.

Effective Date: The date on which your health insurance coverage comes in to effect or begins.

HMO - Health Maintenance Organization. You will be required to choose a primary care physician that will take care of majority of your health care needs. You will need a referral from your primary care physician to see a specialist.

Medicare: A national, federally-administered health insurance program that covers the cost of medical care, hospitalization, and other related medical services for most people that are 65 and older.

Member: Anyone covered under a health insurance plan. This could be the enrollee or other eligible dependent.

PPO - Preferred Provider Organization. A PPO is a health plan that allows you to visit in-network physicians or healthcare providers that you wish without and you are not required to have a physician referral. Services that are provided by in-network doctors are covered at a higher benefit level than services out-of-network.

Preventive Care: Medical care that is not for a specific illness or injury but focused on prevention and early-detection of disease. Routine checkups and vaccinations would fall in to this category.